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Righteousself Profile
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X-TRAIL NEWBIE
 


Date Registered: 05-2012
TOTAL POSTS: 35
Reply | QUOTE
Re: Exy Insurance Cost Comparison


Their first price was nearly $800, I bargained hard


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Marcus & Michelle X-2438 C
2012 XTrail ST 2.5l cvt series 4
Caboolture QLD
11/Jun/2012, 8:21 pm Link to this post Send Email PM   Send Private Message Blog
 
trikee Profile
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BANNED USER

Date Registered: 02-2011
Location: Brisbane, Southside
TOTAL POSTS: 65
Reply | QUOTE
Re: Re:


quote:

jalalski wrote:

I think that's correct and maybe they agreed to insure the exy becasue I already have the Merc insured with them as a "classic" car.



100% correct. i have 2 other highly modified cars with shannons and a daily driver for myself as well as the xtrail for the wife as a daily drive too. still cheaper than anyone else

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It's still a Datsun
15/Jun/2012, 4:03 pm Link to this post Send Email PM   Send Private Message Blog
 
brockyboy05 Profile
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X-TRAIL ENTHUSIAST
 


Date Registered: 06-2011
Location: Salamander Bay Pt Stephens NSW
TOTAL POSTS: 148
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Re: Exy Insurance Cost Comparison


All this depends on how much you are insuring your car for when i purchased new Shannons couldn't even come close and NRMA was by far the cheapest.Other factors also come into play ,age,how long you have had your license,previous claims,bonuses the list goes on so two identical vehicles wont get the same premium

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Neil (x-1966)
Dec 2011 ST Manual Platinum Grey

ECB Nudge,Strut Brace,K&N Filter,Polyairs,Engel Fridge,Redarc Dual battery System,Optima D31A Battery,Prorack Whispers with Pod & Sunseeker 11 Awning & Exstention,Icom UHF,Tint, Poly Mats
15/Jun/2012, 8:37 pm Link to this post Send Email PM   Send Private Message Blog
 
trikee Profile
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Date Registered: 02-2011
Location: Brisbane, Southside
TOTAL POSTS: 65
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Re:


sorry i didnt mean it like that, my point was more that i could insure the xtrail with shannons as a daily driver as well as anything else i had because of the other cars i own. i get a multi policy discount because i have 5 policies with them which is where my savings come into it

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It's still a Datsun
16/Jun/2012, 11:40 am Link to this post Send Email PM   Send Private Message Blog
 
jalalski Profile
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Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29094
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Re:


I insured my exy new with Shannons last year when I bought it and even doing an online quote for it with Shannons returned a much cheaper result than any other insurance (including NRMA). That online quote was reduced even further when I called them and told them I have sold my T30 and now have the T31 in addition to the Mercedes that is also insured with them.

Their agreed value is much higher than any other insurance as well.

P.S. I had all my insurance policies with NRMA before but they just became too greedy and the way the value of the car dropped also drove me away from them.

Last edited by jalalski, 16/Jun/2012, 11:56 am


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16/Jun/2012, 11:55 am Link to this post Send Private Message MSN Blog
 
Munners96 Profile
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Date Registered: 04-2009
Location: Northern Beaches, Sydney
TOTAL POSTS: 101
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Re: Re:


quote:

Righteousself wrote:

Insured our new xtrail with RACQ, $519 which included car hire and zero excess on glass claims.



WOW!....My Exy is valued at $17900 and the cheapest I can find is the $947 (NSW) - Windscreen, Hire car etc are all extras. Seems a lot of Insurance companies are now dropping the 1 windscreen a year as default now. They claim it reduces the premiums, but in reality the premiums still go up and the inclusions are slowly erroded.

Last edited by Munners96, 26/Jun/2012, 8:47 am


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2005 Ti-L Man Black
Gerard X-1247
26/Jun/2012, 8:43 am Link to this post Send Email PM   Send Private Message
 
brockyboy05 Profile
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Date Registered: 06-2011
Location: Salamander Bay Pt Stephens NSW
TOTAL POSTS: 148
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Re:


Just out of interest i phoned GIO in regards to their new Platinum Policy. a new vehicle replacement if your car is written off for lifetime of the vehicle. The quote was not much more for what i paid 5 months ago and she said that there was no cutoff in years to how long you owned the vehicle to get the replacement car.Sounds to good to be true and im sure there is devil in the detail.But hopefully this will come out in the near future before i get my next quote.

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Neil (x-1966)
Dec 2011 ST Manual Platinum Grey

ECB Nudge,Strut Brace,K&N Filter,Polyairs,Engel Fridge,Redarc Dual battery System,Optima D31A Battery,Prorack Whispers with Pod & Sunseeker 11 Awning & Exstention,Icom UHF,Tint, Poly Mats
18/Jul/2012, 11:27 am Link to this post Send Email PM   Send Private Message Blog
 
jalalski Profile
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Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29094
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Re:


Am sure there is a catch in the fine print somewhere, as I can't see them replacing a 5 year old car with a brand new one without covering themselves somehow.

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18/Jul/2012, 2:17 pm Link to this post Send Private Message MSN Blog
 
cooch t31 Profile
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X-TRAIL HOLIC
 


Date Registered: 06-2008
Location: Blue Mountains, NSW
TOTAL POSTS: 5966
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Re:


I got a quote with that policy and it was nearly $400 more than with my current insurer.

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Tony X-891c

HERE is my D22 Navara
HERE is my old 2008 T31, ST Series1

18/Jul/2012, 4:37 pm Link to this post Send Private Message
 
jalalski Profile
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Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29094
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Re:


That would be right.

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18/Jul/2012, 7:44 pm Link to this post Send Private Message MSN Blog
 


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