jalalski
Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29100
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Exy Insurance Cost Comparison
Hi Guys,
Just wanted to find-out what everyone is paying for their insurance for the exy?
I presume everyone got a comprehensive type of cover??
I'm paying $86/month with NRMA. (max. no claim bonus)
Last edited by jalalski, 28/Sep/2004, 9:34 am
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28/Sep/2004, 7:42 am
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harryzell
X-TRAIL ENTHUSIAST
Date Registered: 08-2004
Location: Adelaide, SA
TOTAL POSTS: 168
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Re: Exy Insurance Cost Comparison
Mine is roughly $780/year or $65/month. 60% no claim bonus, in Adelaide. And I turn 24 on Friday!
--- ***********
T30 ST manual, Burgundy
http://www.hr4wdclubsa.org.au
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28/Sep/2004, 1:40 pm
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basshead
X-TRAIL HOLIC
Date Registered: 02-2004
Location: Panania, Sydney
TOTAL POSTS: 2852
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Re: Exy Insurance Cost Comparison
Sydney has the highest housing prices, costs of living, and insurance premiums in the country.
I've been with Just Cars for about 5 years, and I transferred my insurance from my Pulsar SSS to the X-Trail, and I renewed it last month for $1042 with 60% NCB Protection.
Insurance was one of the deciding factors in us buying the X-Trail. Subaru Forester GT/XT was considerably dearer (probably due to the turbo, and higher purchase price (for the XT, anyway)).
My '99 model Pulsar SSS was insured for an agreed value of $26,000 a few years ago (which gradually dropped over the years) and back then I was paying a premium of $1600/yr. Last year it was insured for $22,000 and I think the premium was about $1250. I've had 60% NCB for the last 2 years.
Having Clare as a driver on the X-Trail's policy (with her accident a couple of years ago noted on the policy) didn't make any difference to Just Cars, but to other insurer's it made a big difference. One premium quote I got from NRMA was over $2500/yr! I don't know how they stay in business charging so much - maybe they get enough silly people pay these ridiculously high premiums. They also have these strange rules where if she's listed as a co-owner, instead of a secondary driver, then the premium price is cheaper?! I couldn't quite understand it, either!
And what's with all these "fire & theft" policies starting to come out again? Heard the ad's on the radio? They used to offer this years and years ago, and then they stopped, but now they've started them up again?
Re: stolen by towing: a mate's 200SX was stolen using a flat-bed truck - he lived on a main road and I think it was even parked in his garage!
--- Rich. X-013(c)
'04 S2 ST Auto. Nudge_roofracks_tow_tints_Lightforce_GME_YokoGeoA/T-S_TBS_bashplate_50mm-spacer-lift
Click here to see >300MB of photos and videos All For His Glory.
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28/Sep/2004, 5:55 pm
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jalalski
Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29100
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Re: Exy Insurance Cost Comparison
quote: basshead wrote:
I renewed it last month for $1042 with 60% NCB Protection.
So, your premium equals to around $86/month as well if I devide that by 12.
Not sure how you managed to get a quote for $2,500/year (or $208/month) from NRMA. Are you sure you didn't tell them you're driving a Lexus? I have never seen such a high premuim quote in my life.
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28/Sep/2004, 6:08 pm
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jalalski
Date Registered: 02-2004
Location: SUTHERLAND, SYDNEY
TOTAL POSTS: 29100
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Re: Exy Insurance Cost Comparison
Hi Guys,
My exy was paid-off yesterday and my insurance premium was reduced from $86/month to $70/month as a result.
If your car is still under finance it makes a big difference when the insurance premium is calculated.
I'm pretty happy with that, considering I was paying $68/month for my '97 Camry.
Last edited by jalalski, 19/Nov/2004, 7:51 am
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19/Nov/2004, 6:20 am
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